Terms of use

CostShrinker.com owns Cost Shrinker. If you read or use it, these rules cover you.

Reading, not advice

Our pages share general facts and steps. Don't treat them as advice on money, law or taxes. Your own bills and your bank's rules decide what happens.

We link the agency pages we use. If our page and the agency page disagree, the agency page wins.

The checklist builds a to-do list from the boxes you tick. It can't see your accounts. It is not a promise that you will keep any amount.

Our links point to federal agency sites. We don't run those sites and aren't responsible for them.

You may print a page for your own use. Please don't copy our pages onto another website.

From time to time these rules get a refresh. The newest version is dated November 12, 2026 at the time of printing.